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  1. Social Security in the Democratic Republic of Congo: A Comprehensive Overview

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    The Democratic Republic of Congo (DRC), despite facing numerous economic and political challenges, has established a social security framework designed to protect its workers and their families. This comprehensive system, governed by modern legislation and administered through specialized institutions, represents an important step toward social protection in one of Africa’s largest nations. Understanding the DRC’s social security landscape reveals both the ambitions of the country’s social policy and the practical realities of implementing such systems in a developing economy. Historical Context and Legislative Framework The foundation of the DRC’s current social security system rests on relatively recent legislative reforms. The cornerstone of this framework is Law no. 16/009 of July 15, 2016, which established the comprehensive social security system implemented in 2019. This law replaced and modernized previous regulations, including amendments to the 2002 Labour Code (Law no. 015/2002), creating a more unified approach to social protection. The legislative framework...
  2. Algeria’s National Social Security Policy: A Legacy of Reform and Vision for the Future

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    Algeria’s social security system has evolved significantly since independence, transitioning from a fragmented colonial framework to a more unified and inclusive structure. Initially characterized by multiple schemes with varying benefits, the system underwent major reforms in 1983 aimed at unifying structures, standardizing benefits, and expanding coverage, particularly for vulnerable populations. Key milestones include the establishment of regional funds in the 1960s, the creation of the National Social Security Fund in 1964, and the consolidation of various retirement and mining sector schemes into unified entities. These reforms laid the groundwork for a more equitable and efficient social security system. Despite these advancements, challenges persist, notably in extending coverage to informal sector workers and ensuring the system’s financial sustainability. The government’s ongoing efforts focus on modernizing administrative processes, enhancing benefit adequacy, and reinforcing the system’s resilience to socio-economic changes. This blog outlines the historical evolution, core features, reforms, and strategic vision of...
  3. Botswana’s Retirement Fund System and Interact SSAS

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    Botswana’s Retirement Fund System: History, Reforms, and the Future with Interact SSAS Introduction Botswana’s pension landscape has undergone significant transformation since the country gained independence in 1966. What began as a system focused primarily on civil servants has evolved into a multi-pillar retirement structure, encompassing universal old-age pensions, occupational pension schemes, and voluntary savings. While these developments reflect Botswana’s economic growth and commitment to social protection, challenges remain in managing legacy systems, paper-based processes, and fragmented data. In today’s digital age, pension administration must keep pace with rising expectations for efficiency, transparency, and accessibility. Interact SSAS, a comprehensive social security administration system, can provide the ideal platform to modernize Botswana’s pension infrastructure. This blog explores the historical evolution of Botswana’s retirement fund system, its current structure, and how a system like Interact SSAS can support and enhance both public and private sector pension administration. Early Development of Botswana’s Pension System...

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