The concept of compensating dependents for the loss of a breadwinner due to an employment-related accident or injury has evolved significantly over the years. Today, robust systems ensure financial security for surviving family members, reflecting society’s recognition of the risks faced by workers and their families’ dependency on their income. A Brief History of Employment-Related Death Benefits The introduction of employment-related death benefits can be traced back to the industrial revolutions of the 19th and early 20th centuries, a period marked by significant economic transformation but also dangerous working conditions. As industrialization grew, so did workplace hazards, leading to numerous fatalities and injuries. To address this, governments began introducing workers’ compensation laws. The first comprehensive law was passed in Germany in 1884, with other countries following suit. These laws ensured that workers (or their dependents) received compensation for workplace injuries or fatalities without needing to prove employer negligence, establishing a...